Lending Solutions
Home Equity - Apply Now
| | Annual Percentage Rate | |
5 Years Revolving - 15 Years Repayment
Minimum Loan Amount $10,000 Variable Interest Rate = Wall Street Journal Prime Rate + a margin
Margin based on outstanding balance:
$10,000 - $25,000 = Wall Street Journal + 2.00%
$25,000.01 - $50,000 = Wall Street Journal + 1.75%
$50,000.01 - $75,000 = Wall Street Journal + 1.50%
Greater than $75,000 = Wall Street Journal + 1.25%. Condominiums must be owner occupied with a maximum Loan to Value of 50% (No non-owner occupied). | 4.50% | | 6 Month Fixed Introductory Rate
| 4.50% | |
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| | Annual Percentage Rate | |
5 Years Revolving - 5 Year Repayment
Loan Amounts $10,000 - $35,000 Variable Interest Rate = Wall Street Journal Prime Rate + a margin
Margin based on outstanding balance:
$10,000 - $20,000 = Wall Street Journal + 5.25%
Greater than $20,000 = Wall Street Journal + 4.50%. Condominiums are not allowed. | 7.75% | |
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Auto Loans - Apply Now
| | Annual Percentage Rate | |
84 mo - Never Titled - Minimum amount $35,000
100% of Purchase Price **Rate includes a 0.50% discount for automatic debit | 4.49% | | 72 mo - Never Titled - Minimum amount $35,000
100% of Purchase Price **Rate includes a 0.50% discount for automatic debit | 4.59% | | 48 mo - Never Titled (current or previous year)
100% of Purchase Price **Rate includes a 0.50% discount for automatic debit | 4.79% | | 36 mo - Never Titled (current or previous year)
100% of Purchase Price **Rate includes a 0.50% discount for automatic debit | 5.09% | |
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| | Annual Percentage Rate | |
72 mo - [2010 - 2007]- Minimum loan amount $35,000
Up to 110% NADA Trade-In Value without adding options **Rate includes a 0.50% discount for automatic debit | 4.69% | | 60 mo - [2010 - 2006]
Up to 110% NADA Trade-In Value without adding options **Rate includes a 0.50% discount for automatic debit | 4.79% | | 48 mo [Max 2010]
Up to 110% NADA Trade-In Value without adding options **Rate includes a 0.50% discount for automatic debit | 5.99% | | 36 mo [Max 2010]
Up to 110% NADA Trade-In Value without adding options **Rate includes a 0.50% discount for automatic debit | 6.49% | |
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Other - Apply Now
| | Annual Percentage Rate | |
120 mo - Never Titled
90% of Purchase Price, MIN $20,000 **Rate includes a 0.50% discount for automatic debit | 7.45% | | 84 mo - Never Titled (current or previous year)
**Rate includes a 0.50% discount for automatic debit | 7.65% | | 36 - 48 mo - Never Titled (current or previous yea
**Rate includes a 0.50% discount for automatic debit | 8.15% | |
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| | Annual Percentage Rate | |
120 Mo [2009 - 2008]
100% of Used Wholesale, MIN $20,000 **Rate includes a 0.50% discount for automatic debit | 7.90% | | 60 - 84 Mo [2009 - 2008]
100% of Used Wholesale, MIN $8,000 **Rate includes a 0.50% discount for automatic debit | 8.30% | | 36 - 60 Mo [2007-2003]
100% of Used Wholesale, MIN $8,000 **Rate includes a 0.50% discount for automatic debit | 8.55% | | 36 mo [2002 or older]
100% of Used Wholesale, MIN $1,000 **Rate includes a 0.50% discount for automatic debit | 8.65% | |
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Motorcycle - Apply Now
| | Annual Percentage Rate | |
New - 48 MO
90% of Purchase Price, MIN $10,000 **Rate includes a 0.50% discount for automatic debit | 10.00% | | New - 36 MO
90% of Purchase Price, MIN $3,000 **Rate includes a 0.50% discount for automatic debit | 11.00% | |
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Disclosure Section:
**Annual Percentage Rates, which include a 0.50% discount for auto debit from a premium checking account, require automatic debit from a Bank of Kansas City premium checking account. Ask a consumer banker for details.
*For more information on Home Equity Loans and Lines of Credit click on the account name for further information.
Annual Percentage Rates (APR) are accurate as of 3/18/2010. All rates are subject to change. Please contact our 24-Hour ExpressBank.
The Auto and Motorcycle rates quoted are for individuals with excellent and substantial credit and select the Automated Payment Option. Individuals with less than excellent credit may be offered higher rates.
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